Roof Inspection – Look for signs of damage or aging – Conduct up-close assessments, not just visual checks – Ensure no unforeseen expenses post-purchase – Verify roof and structural warranties [...]
Missed payments trigger a 15-day grace period, avoiding penalties if paid on time. Multiple missed payments lead to late fees, credit score drops, and potential foreclosure. [...]
Experts predict 3 Fed rate cuts in 2024, with more cuts in 2025, potentially lowering rates by 1.5 percentage points. Experts predict mortgage rates could decrease to 6% by the [...]
If you're looking to buy a home in California, researching mortgage rates is essential. Shopping around with multiple lenders can help secure a better deal. California offers a high cost [...]
During mortgage renewal, reassess your financial situation to align with current and future needs. Start researching options 4-6 months before term expires to save money. Review financial goals and consider [...]
Being well-prepared with a conveyancer and mortgage lined up can help avoid delays. Working with estate agents ensures your home is priced correctly and presented well for buyers. [...]
Effective prospecting is crucial for success in insurance sales, especially in a competitive market. Building strong client relationships is essential, as people tend to buy based on emotional connections. Brokers [...]
The Fed dictates interest rates and continues to indicate that a potential rate cut is on the horizon. Lower interest rates can reduce monthly mortgage payments, saving money for California’s [...]
Screen tenants thoroughly to avoid costly issues; skipping checks can lead to significant financial losses. Budget 1%-2% of property value annually for maintenance to prevent minor issues from escalating. [...]
Freddie Mac predicts rates will stay above 6.5% through most of 2024 and may drop below this threshold in 2025. Also, Fannie Mae forecasts an average rate of 6.8% for [...]