Naturally, homebuyers often have questions regarding their new mortgage — namely, when do mortgage payments start? and when is the first mortgage payment actually due — when the loan’s approved, [...]

The Federal Reserve is signaling a shift in monetary policy as inflation begins to ease. Fed officials forecast interest rate cuts in 2024 and expect rates to fall to 4.6% [...]

Northern California clients face property insurance challenges, especially in wildfire-prone areas, leading to non-renewals and limited options..The Department of Insurance proposed regulatory changes to retain insurers, including criteria adjustments for [...]

Multifamily rents in South California to rise, impacting commercial Real Estate financing. Concerns arise over maturing commercial Real Estate debt, hindering refinancing at higher rates. Delayed financing: -Lowers new supply [...]

Mortgage demand decreased for the first time since November as mortgage rates hit their lowest level since June 2023. Home loan applications fell by 1.5% compared to the previous week. [...]

If you are facing homeowners insurance cancellation or non-renewal, there are steps you can take to find affordable coverage. If you find yourself with no option other than the FAIR [...]

No-down-payment mortgages are available but less common than low-down-payment mortgages, which typically require a 3% down payment. Government loans and special lender programs, including VA loans, USDA loans, the Good [...]

Mortgage rates have been increasing, leading to higher mortgage payments. The average monthly mortgage payment ranges from $3,696 in Hawaii to $1,700 in West Virginia. The states with the highest [...]

Obtaining a mortgage with unpaid collections can be difficult and costly, with factors like the type, age, and amount of the collection affecting eligibility. Unpaid collections can lower credit scores, [...]