Mortgage Rates in California

If you're looking to buy a home in California, researching mortgage rates is essential. Shopping around with multiple lenders can help secure a better deal. California offers a high cost of living, but cities like Visalia ($236,400 median home value), Bakersfield ($247,000), Fresno ($242,000), Modesto ($283,800), and Stockton ($273,400) are more affordable options. Each city has its unique attractions and lower property tax rates compared to the state average. Improving your credit score and reducing debt can enhance your mortgage prospects.