How to Get a Mortgage With No Down Payment in 2023

No-down-payment mortgages are available but less common than low-down-payment mortgages, which typically require a 3% down payment. Government loans and special lender programs, including VA loans, USDA loans, the Good Neighbor Next Door program, and doctor loan programs, offer no-down-payment options. Credit unions may also provide zero-down mortgages. It's crucial to compare lenders and consider program offerings, credit score requirements, and down payment assistance.