More than half a million Californians will face home insurance rate increases for the second time this year. The Auto Club of Southern California has been approved to raise rates [...]
Housing costs are a significant monthly expense for many Americans, often consuming a third of their budget. To reduce mortgage payments, options include refinancing for a lower interest rate, eliminating [...]
Updating your kitchen with quartz countertops and smart appliances significantly enhances resale value. Adopting a neutral color palette makes your home more appealing to potential buyers and feels modern. [...]
Governor Newsom signed AB 2424, effective January 1, 2025, which introduces new foreclosure notification and sale requirements for mortgage lenders. Lenders must inform defaulting borrowers about third-party assistance options and [...]
The 30-year mortgage is popular due to lower monthly payments. Tips to get the best rate include improving credit score, comparing rates, and reducing debts. Mortgage pre-approval helps determine specific [...]
California's AB 3100, signed in Late-Q3, addresses mortgage loans in divorce situations. The law requires provisions for existing borrowers to assume a mortgage during divorces or separations. [...]
Homebuyers can secure a mortgage interest rate below 6% by following three strategies. First, consider buying mortgage points, which can lower the rate but require an upfront fee. Second, an [...]
Land Clearing Benefits – Improves curb appeal – Easier upkeep with cleared land – Increases property value and usability Forestry Mulching Advantages – Cost-effective for clearing small vegetation – Preserves [...]
Investing in properties can lead to early retirement and passive income, but it's crucial to have clear financial goals before purchasing. Research is key, whether aiming for property value appreciation [...]
Roof Inspection – Look for signs of damage or aging – Conduct up-close assessments, not just visual checks – Ensure no unforeseen expenses post-purchase – Verify roof and structural warranties [...]